Financial
Future Value Calculator
Project the future value of a lump sum with growth.
Inputs
Adjust the assumptions to match your scenario. Results update instantly.
Results
Primary outputs and comparison insights are built from the current inputs.
Future value
$17,908.48
Projected value at the end of the period.
Total growth
$7,908.48
Amount gained from compounding.
Total growth %
79.08%
Percentage increase over the period.
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How this Future Value Calculator works
The Future Value Calculator projects how much a current sum will grow over time at a given annual rate of return. Enter present value, annual rate, and years to estimate future value, total growth, and total growth %. The calculator updates instantly and adds a comparison table plus chart so you can test the sensitivity of the result before you use it in a decision.
Quick guide
Jump to the section you need, then return to the future value calculator.
Inputs
- Current amount of money.
- Expected annual growth rate.
- Number of years to project.
Outputs
- Projected value at the end of the period.
- Amount gained from compounding.
- Percentage increase over the period.
Assumptions
- Constant annual rate.
- No withdrawals or additions.
Tips
- Use this to compare investment options over the same time frame.
- Pair with inflation to get real future value.
Future Value Calculator formula guide
Use these future value calculator formulas to audit the output or explain it to someone else.
1 formulas
Future Value Calculator examples
Review a ready-made future value calculator scenario, copy it, then tweak inputs to match your case.
Example
Long-term projection
Inputs
- Example input Present value: $20,000.00
- Example input Annual rate: 7%
- Example input Years: 20
Outputs
- Example result Future value: $77,393.69
- Example result Total growth: $57,393.69
- Example result Total growth %: 286.97%
At 7%, money roughly doubles every 10 years via the rule of 72.
Future value by growth rate
| Annual rate | Future value | Total growth |
|---|---|---|
| 3% | $13,439.16 | $3,439.16 |
| 5% | $16,288.95 | $6,288.95 |
| 6% | $17,908.48 | $7,908.48 |
| 8% | $21,589.25 | $11,589.25 |
| 10% | $25,937.42 | $15,937.42 |
Small differences in rate compound into large differences over long periods.
Growth sensitivity
Focus point
3%
$13,439.16
Position
#1 of 5
Original order
Share of total
14.12%
Total: $95,163.26
Small differences in rate compound into large differences over long periods.
References
- Time value of money fundamentals
- Future value formula derivation
Learn more
Guides connected to the future value calculator
Use these short guides when you want the decision framework behind the numbers, not just the raw output.
Category guide
Financial Calculator Guide
Understand when to use payment, return, tax, and budgeting calculators so you can make cleaner money decisions.
Directly related
Articles that mention this calculator
FAQ
Future Value Calculator FAQ
What does the Future Value Calculator do?
The Future Value Calculator projects how much a current sum will grow over time at a given annual rate of return. Enter present value, annual rate, and years to estimate future value, total growth, and total growth %. The calculator updates instantly and adds a comparison table plus chart so you can test the sensitivity of the result before you use it in a decision. It is part of our financial toolkit.
What inputs do I need?
Typical inputs include Current amount of money., Expected annual growth rate., Number of years to project..
How are the results calculated?
We follow the formulas and assumptions outlined in the "How this calculator works" section. You will see outputs like Projected value at the end of the period., Amount gained from compounding., Percentage increase over the period..
Can I share or download the results?
Use the Copy link or Print buttons to share your results. If a table or chart appears, you can download the data as CSV.
Is my data stored?
No. Calculations run in your browser and we do not store your inputs.
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